Fiduciary & Certified Financial Educator® | Creator of the Tactical Decumulation™ Framework | Executive Producer & Documentary Film Star
MEET JEREMY
Strategy-Focused. Faith-Fueled. Family-Driven.
Jeremy Sparks is not your typical financial advisor. As a Certified Financial Educator, Brazilian Jiu Jitsu brown belt, and former electrical engineer, he brings precision, discipline, and clarity to every retirement plan. Whether navigating complex tax law, stress-testing income strategies, or guiding clients through the final stretch of their financial climb, Jeremy shows up focused, prepared, and driven to deliver results.
His calling was forged in a moment of loss. When his grandfather passed unexpectedly, Jeremy stepped in to help his grandmother navigate the financial aftermath. The experience revealed how fragile retirement security can be and how essential it is to have a clear, disciplined plan for the years ahead.
Today, he is the creator of the Tactical Decumulation™ Framework, a proven system designed to help retirees protect their income, preserve their legacy, and make the descent from work life into retirement with strength, clarity, and control.
ORIGIN STORY
THE CIRCUIT BREAKER FOR
Wall Street Risk
Jeremy began his career in electrical engineering, where every system had to perform flawlessly under pressure. Precision, planning, and contingency measures were not optional.
Over time, he realized he didn’t want to spend his life building someone else’s dream. A pivotal conversation with his Uncle Joey, a serial entrepreneur and former CFO, opened the door to a new path. Around that same time, Jeremy began helping his grandfather, Daniel, prepare for retirement.
Just a few years from stepping away from work, Daniel was diagnosed with Stage 4 colon cancer. He passed away while still employed, never getting to enjoy the retirement he had worked for. In a bittersweet twist, the timing meant his wife, Carol, received benefits she would have lost had he already retired.
From that point forward, Jeremy walked alongside Carol through the realities of retirement without her husband. The experience showed him how quickly life can change and how critical it is to have a plan that protects both income and legacy, no matter what happens.
This became the foundation of his mission: protecting families from devastating financial surprises and guiding them safely through life’s most unpredictable moments.
Today, his Tactical Decumulation™ Framework works like a financial circuit breaker, shielding retirees from market crashes, tax traps, and legacy loss while helping them make the descent into retirement with strength, clarity, and control.
Discipline in Every Decision
Discipline has been a constant in Jeremy’s life, from the determination that transformed him from an overweight teen into a committed athlete to the precision he applies in every retirement strategy he builds. It is a value that shapes not only how he lives, but how he serves his clients.
In retirement, discipline doesn’t mean living on a bare-bones budget or cutting out what you enjoy. It means committing to a well-structured income strategy and resisting the urge to chase risky returns or constantly adjust course in search of a “magic number.”
Disciplined retirees understand the true reward is not the biggest account balance or the highest rate of return. It is the freedom and peace of mind that come from stability. It is knowing your income will cover your needs, allow you to travel, spend time with family, pursue hobbies, and maintain your health without wondering if the money will last.
Without discipline, retirees risk falling into reactive decision-making, creating unnecessary danger, and missing opportunities to truly enjoy the years they have worked for. The result is often insecurity, anxiety, and a retirement that falls short of its potential.
The Tactical Decumulation™ Framework is built on this principle of discipline. It locks in a retiree’s lifestyle, removes uncertainty, and ensures every decision is guided by purpose rather than panic
A Decade On
The Mats
A Decade On The Mats
That same discipline extends far beyond the office. For more than a decade, Brazilian Jiu Jitsu has been one of Jeremy’s greatest teachers. He has traveled the country to learn from top coaches, taught classes in Hollywood, and trained alongside world champions and well-known celebrities.
In 2019, he earned a silver medal at the IBJJF No Gi World Championship, a testament to years of relentless preparation and focus.
The lessons from the mat mirror the demands of retirement planning. Success comes from strategic thinking, composure under pressure, and precise execution. In Jiu Jitsu, you don’t win by reacting to every move. You win by anticipating what’s ahead, controlling the pace, and executing a plan that works over the long term.
That is the essence of the Tactical Decumulation™ Framework — helping clients approach retirement with the same strength, clarity, and control it takes to win on the mats, no matter what challenges arise.
BIRTHDAY TRIPS, FAMILY FIRST,
& Bonds That Endure
For Jeremy, family is not just part of life. It is the driving force behind everything he does. As a supportive brother to his two sisters and a loving uncle to his niece Hope, he shows up for the people who matter most.
He proudly supports his sister with autism, walking alongside her and his father at the Miracle Mile Walk for Autism and celebrating each milestone along the way. He also makes it a priority to take regular trips and vacations with his mom, creating traditions that strengthen their bond year after year.
Some of his most treasured memories come from these shared experiences, such as flying his sister and grandmother to California for a magical trip to Disney World, taking his mom to Beverly Hills and surprising her with a Lake Tahoe getaway for her 50th birthday, cheering at baseball games with his late grandfather, and carving out time for concerts, road trips, and adventures with the people he loves most.
These moments are not just about travel or events. They are about connection, joy, and the stories that will be told for years to come.
This same commitment to protecting what matters most shapes Jeremy’s work. Retirement planning, for him, is not about chasing returns or hitting arbitrary numbers. It is about safeguarding the people and the life those assets represent.
It is making sure a mom can keep taking trips with her children, a grandfather can still cheer from the stands, and families can create memories without financial fear holding them back.
Through his Tactical Decumulation™ Framework, Jeremy builds lifestyle defense systems that protect income, preserve values, and secure legacies for decades ahead, giving clients the clarity, stability, and confidence to live their retirement years fully.
Lessons in Protection
and Second Chances
Jeremy’s father wasn’t perfect. He battled addiction for much of his life, yet he left behind lessons that shaped the man Jeremy became. He remembers his dad stopping to help after car accidents, pushing stalled vehicles out of floodwaters, pulling over for stranded drivers, and rescuing animals in danger.
Those moments left a lasting impression, teaching him that when someone or something is in trouble, you step in without hesitation.
When Jeremy lost his father to that same addiction, the lesson took on new meaning. It became more than just stepping in. It was about showing up in a way that truly changes the outcome for someone else.
That loss deepened his empathy and strengthened his resolve to be a source of stability for others. He became an advocate for addiction recovery, volunteering with support groups and helping people rebuild their lives with dignity and hope.
He carries that same conviction into his work with clients. Over the years, he has rescued stray dogs, aided accident victims, and even pulled a man from a pickup truck after a head-on collision, kicking out the windshield to free him before paramedics arrived. In moments like that, quick thinking and decisive action can mean the difference between tragedy and survival.
It is this philosophy that drives the Tactical Decumulation™ Framework. Retirement success is not built on chance or reaction. It is built on foresight, discipline, and the courage to act at the right time.
Jeremy’s clients know he will stand in their corner, anticipate risks, and create a plan that protects both their income and their legacy. Because in life and in finance, protection without action is no protection at all.
A FIGHTER
Turned Believer
Jeremy Sparks is a Certified Financial Fiduciary®, a designation reserved for advisors committed to the highest ethical standards in the industry. It means he is both legally and morally bound to put his clients’ best interests first, every single time.
For Jeremy, this duty goes far beyond compliance. Every recommendation must pass one simple test: Would I make this same choice for my own family? If the answer is not an immediate yes, it does not make the cut.
In a field where hidden agendas and commission-driven sales still exist, his fiduciary standard cuts through the noise. Clients can expect transparent advice, disciplined strategies, and a commitment to protecting both their income and their legacy.
It is the same principle behind the Tactical Decumulation™ Framework — planning with integrity, executing with precision, and keeping clients in control from start to finish.
Certified Financial
Fiduciary®
Jeremy Sparks is a Certified Financial Fiduciary®, a designation reserved for advisors committed to the highest ethical standards in the industry. It means he is both legally and morally bound to put his clients’ best interests first, every single time.
For Jeremy, this duty goes far beyond compliance. Every recommendation must pass one simple test: Would I make this same choice for my own family? If the answer is not an immediate yes, it does not make the cut.
In a field where hidden agendas and commission-driven sales still exist, his fiduciary standard cuts through the noise. Clients can expect transparent advice, disciplined strategies, and a commitment to protecting both their income and their legacy.
It is the same principle behind the Tactical Decumulation™ Framework — planning with integrity, executing with precision, and keeping clients in control from start to finish.
THE TEACHER. THE SPEAKER.
The Executive Producer.
Jeremy Sparks combines deep financial expertise with a rare ability to make the complex feel simple. As Executive Producer of The Retirement Deception and a featured expert in Retirement Everest, he has helped thousands of people uncover the hidden dangers that can quietly derail a retirement plan.
In his live events and workshops, Jeremy brings that same clarity face-to-face, walking families step-by-step through the Tactical Decumulation™ Framework.
They leave knowing exactly how to protect their income, reduce risk, and safeguard their legacy. His approach turns uncertainty into confidence and transforms abstract concepts into practical strategies that work in the real world.
For Jeremy, retirement planning is never just about numbers on a spreadsheet. It is about people, their lives, and the futures they have worked a lifetime to build.
Jeremy Sparks is a featured expert in the powerful new film 'Retirement Everest'.
In Retirement Everest, Jeremy delivers one of the film’s most powerful insights, comparing the “Death Zone” on Mount Everest to the Retirement Red Zone, the critical five years before and after retirement when the wrong move can permanently derail your financial future.
Tactical Decumulation™
A Retirement Income System Designed To Protect You From The Seven Most Dangerous Risks Retirees Face.
Ready to Defend
Your Retirement?
Most advisors spend their time helping clients climb the mountain of wealth. But retirement isn’t about the climb — it’s about the descent. And that’s where most plans fail.
Because the danger isn’t just getting to retirement. It’s making it through retirement without:
Outliving your money — and watching your freedom
shrink as the years stretch on.
Losing control as taxes, inflation, and market swings chip away at your security.
Leaving behind confusion, conflict, or financial burdens for the people you love.
That’s why Jeremy built the Tactical Decumulation™ Framework — a system designed for the only part of the journey that truly matters: getting down the mountain safely, with strength and clarity.
With Tactical Decumulation™, you’ll have:
An income plan that stands firm through any market storm.
Tax defense strategies that shield your nest egg from unnecessary erosion.
A retirement plan anchored in your values, not Wall Street’s speculation.
Protection against the seven most dangerous risks that threaten retirees.
You’ve worked your whole life to build this. Don’t let uncertainty or inaction take it away.
Schedule your Tactical Decumulation™ Strategy Session today — and take the first step toward retiring with Strength, Clarity, and Control.
Copyright Jeremy Sparks - 2025
Ready to Defend
Your Retirement?
Most advisors spend their time helping clients climb the mountain of wealth. But retirement isn’t about the climb — it’s about the descent. And that’s where most plans fail.
Because the danger isn’t just getting to retirement. It’s making it through retirement without:
Outliving your money — and watching your freedom
shrink as the years stretch on.
Losing control as taxes, inflation, and market swings chip away at your security.
Leaving behind confusion, conflict, or financial burdens for the people you love.